Registration

Private Loans

If you are receiving federal, state, or institutional aid but have additional financial need, you may be eligible to borrow a private credit-based education loan—up to the cost of attendance—through a lender of your choice. Graduate candidates should consider applying for a Federal Direct Graduate PLUS Loan before applying for a private loan.

Loan application

To apply for a private education loan, you must:

  1. Complete the lender’s loan application
  2. Receive pre-approval following a credit check and data verification by the lender
  3. Receive loan certification by completing a Request for Private Loan Certification form and submitting it to Student Financial Services

Loan certification

The loan certification process may take up to 2 weeks. To use private loan funds to register, you must have all of the above application items completed before the first day of classes. If you do not have a loan certified by the first day of classes, you will need to make other payment arrangements to register. You should review your student account online to determine if your loan has been certified by Student Financial Services. If a loan has been certified, the funds appear as either an account credit or an anticipated credit, which allows you to register without using another form of payment. You should also review the lender notification regarding the disbursement of your loan funds to Student Financial Services.

Student Financial Services certifies the following for your lender:

When determining the cost of attendance for students enrolling half time or more (at least 8 credits per term for the fall or spring), Student Financial Services considers the following expenses:

When determining the cost of attendance for students enrolling less than half time (6 credits or less per term for the fall or spring), Student Financial Services considers only the following expenses:

Other sources of funding

In addition, also check out the following sources of funding on How to Pay: